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Exterior β€” Hero 2024 Ford Mustang GT β€” Flat Rock, MI
Fastback Profile S650 Generation β€” 60 Years of Continuous Production
Interior 13.2-inch SYNC 4 Β· Digital Instrument Cluster
Dark Horse Dark Horse β€” 500hp 5.0L V8 Β· Performance Track Apps
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Home Β· Ford Β· Ford Mustang
🏎 American Muscle Car Β· 1964Β½ – Present

Ford Mustang

Starts at $30,920 β€” but muscle car insurance can make the Mustang more expensive than an F-150.

Born 1964. Over 10 million sold. The American icon lives on.

πŸ›‘ Get Mustang Insurance Quotes β†’
$30,920
Starting MSRP
EcoBoost Fastback
$195/mo
Avg Insurance
Performance surcharge applies
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Reliability
Above Average (S650 Gen)
$41,200
5-Year Cost
Performance premium in fuel & insurance
486 hp
GT Horsepower
5.0L Coyote V8
500 hp
Dark Horse HP
Top naturally aspirated 5.0L
Quick Stats Ownership Overview Trim Levels Ownership Guides Related Models 5-Year Cost FAQ
Ownership Overview Β· 2026

Who Is the Mustang For?

Driving enthusiasts who want American muscle with modern tech. The GT is the definitive buy β€” V8, manual available, $43K. The Dark Horse is for track-day buyers who want the most focused naturally aspirated Mustang ever. The EcoBoost base is a practical daily driver with the Mustang identity.

βœ… Strengths
  • βœ“ Manual transmission available across most trims
  • βœ“ 500hp Dark Horse is the best focused sports Mustang ever
  • βœ“ Starting under $31K β€” most affordable sports car identity
  • βœ“ 60+ years of unbroken American production heritage
  • βœ“ Massive aftermarket support and enthusiast community
⚠ Weaknesses
  • ⚠ Rear-wheel-drive only β€” not ideal in snow
  • ⚠ Rear seats effectively unusable for adults
  • ⚠ Insurance averages $195/mo β€” higher than F-150 by $47
  • ⚠ EcoBoost 4-cyl disappoints purists
πŸ‘€ Typical Owner Profile
Car enthusiasts, weekend drivers, young buyers wanting sports car identity at an attainable price. GT500/Dark Horse buyers skew older with disposable income. EcoBoost Fastback buyers are often first sports car purchases.
$30,920
Starting MSRP
$195/mo
Avg Insurance/Mo
$41,200
5-Year Cost to Own
β˜…β˜…β˜…β˜…β˜†
Reliability Rating
315 hp
Horsepower (base)
16 city / 25 hwy
Fuel Economy
2026 Lineup

Mustang Trim Levels & Pricing

Every available trim β€” starting price, key features, and who it's for.

TrimStarting PriceKey Features & Who It's For
EcoBoost Fastback$30,920315hp turbo 4-cyl. Manual or auto. Best entry.
EcoBoost Premium$36,370315hp. Full SYNC 4. Leather. Better suspension.
GT Fastback$43,745486hp 5.0L V8. Manual or auto. The definitive Mustang.
GT Premium$49,535486hp. Full luxury + performance package available.
Dark Horse$59,925500hp 5.0L. Tremec 6-speed manual standard. Track-focused.
GT500$79,995+Shelby-developed. 760hp supercharged. The legend continues.
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Ford Mustang Ownership Guides

Every cost, reliability, and buying question answered on dedicated pages.

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Mustang Insurance Cost (2026)
$195/mo average β€” why Mustang costs 32% more than F-150.
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Mustang Maintenance Cost
V8 annual maintenance ~$950. EcoBoost ~$750.
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Mustang Reliability Rating
S550 vs S650 comparison. Most reliable Mustang ever?
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Mustang 5-Year Cost to Own
$41,200 β€” performance premium in fuel and insurance.
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Mustang GT vs Dark Horse
Which performance Mustang is right for you?
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Compare Mustang Insurance β€” Free, 60 Seconds
20+ carriers Β· Model-specific rates Β· No obligation
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Ford Mustang β€” Common Questions

The most searched questions about the Mustang β€” answered with data.

Is the Ford Mustang expensive to insure?+

The Ford Mustang averages $195/month for full coverage β€” $47/month more than an F-150. The performance classification and high accident rates among young drivers push premiums up. The GT costs more to insure than the EcoBoost base (approximately $215 vs $178/month). The GT500 and Dark Horse are the most expensive: $250-285/month. Drivers over 30 with clean records see significantly lower rates.

How reliable is the Ford Mustang?+

The S650 generation (2024+) Mustang earns above-average reliability scores in Consumer Reports β€” the most reliable generation yet. The S550 generation (2015-2023) scored average overall, with the 10-speed automatic transmission being the most common complaint on 2018+ models. The 5.0L V8 is extremely durable with proper oil changes. The EcoBoost 4-cyl has proven reliable over its production run.

How much horsepower does the Mustang GT have?+

The 2024+ Mustang GT produces 486hp from its 5.0L Coyote V8 with manual transmission, or 480hp with automatic (due to different tune). The Dark Horse variant produces 500hp through additional refinements to the 5.0L. The GT500 uses a 5.2L supercharged V8 producing 760hp.

Is the Mustang EcoBoost worth buying?+

The EcoBoost at $30,920 is the most accessible Mustang. The 315hp turbocharged 4-cylinder is genuinely fun and fuel-efficient (24 hwy). Purists prefer the V8 GT for sound and character. For buyers choosing between the two: if budget allows, step up to the GT β€” the $12,825 premium delivers a fundamentally better driving experience, and the V8 GT holds its value better than the EcoBoost.

What year Mustang is most reliable?+

2024+ S650 Mustangs are the most reliable based on initial quality data. For used buying: 2015-2017 S550 Mustangs with the 5.0L V8 and 6-speed manual are strong choices. Avoid the 2018-2019 with the 10-speed automatic (early transmission calibration issues). The 2020-2023 10-speed is significantly improved.

Mustang GT vs Dark Horse β€” which should I buy?+

The GT is the better all-around Mustang: $43,745 base, daily-drivable, 486hp, available with manual or automatic. The Dark Horse ($59,925) is purpose-built for the track β€” Tremec 6-speed standard, specific oil cooler, stiffer suspension, more aggressive setup. If you track your car regularly, Dark Horse. If you daily drive and occasionally enjoy back roads, GT.